Payday Advance Company
Easy payday advance online from our trusted direct lenders. If you need to borrow money fast then apply now with PaydayAdvanceoCo.com and we will try to match you with a direct lender. Convenient monthly payments to help you budget your cash loan. Complete the short application and you will know immediately if you have been approved. All personal loan terms are between you and the loan company.
Can I Get a Payday Advance with Bad Credit?
You may still be able to qualify for a $300 payday advance loan even with bad credit. Lenders in our network do not check your FICO credit score. So if you have bad credit history it will not be part of the lending decision. This does not guarantee you will be approved but your credit score with the 3 main credit bureaus will be ignored.
Payday Advance Company has direct lenders standing by and are prepared approve a payday advance and direct deposit the funds in your bank account.
I Just Started a New Job, Can I Still Qualify?
If you have been employed at your new job long enough to receive a paycheck that you can prove either with a stub or a bank statement, you should be eligible to borrow money with a cash advance. You are required to have a steady monthly income.
The longer you have been at your current job, the more comfortable lenders are to loan money. However, with our large network of lenders, we still may able to get you approved if you just started a new job.
I Want a Payday Advance From a Direct Lender
All the lenders in our network are direct lenders. We streamline your application process. So instead of completing 100 applications at different websites, just complete one with us and we leverage our vast network of financial companies to try and get you approved.
How Does the Online Loan Process Work?
- Complete the application.
- We attempt to match you with a lender that will fund the loan you request.
- If we are successful you immediately receive an installment loan offer.
- Review the loan offer.
- Accept or Decline the offer.
- If you accept installment loan, the fund will be sent direct deposit to your account.
- All loan terms are between you and the direct lender.
What is a Payday Advance?
An payday advance is a short term loan that is generally easier to qualify for than traditional loans. Some lenders offer monthly payments to help your repay the funds.
Our lenders use the installment loan format so you can get equal monthly payments. You can have up to 12 months to repay the amount borrowed plus interest. The amount of interest charged will be between you and the lender. We are not able to quote interest rates because we are not a lender.
Do I Need a Bank Account? Can I Use a Card?
In order to receive a payday advance, you will be required to have an open and active checking account. Prepaid cards are too easy to open and close and do not offer enough security to online lenders. Having an open checking account shows lenders that you can manage your finances and are not over drafting your account and have to close it.
What is Required to get Approved Online?
Here are the items you will want to have available when you start the application.
- Government issued ID
- Proof of income: a paycheck stub or a show direct deposit
- Banking information: account and routing numbers
- Proof of residence: utility bill or rental agreement
Only Borrow the Money You Need
If you do not need all the money then do not borrow the maximum amount that lender is willing to lend you. Every dollar you borrow is a dollar you have to pay back with interest. Be intelligent when it comes to short term credit. It is usually expensive and should only be used as a convenience and not a long term budgeting plan. Save a little every month and you can be your own bank when you need a payday advance.
Budget for Loan Monthly Payments
When get a payday advance online you need to adjust your budget to handle the monthly payments that you are now responsible for. These payments will likely be at least a couple hundred dollars each, so you may need to make some cut backs in other areas of your life to make room.
Disclaimer: PaydayAdvanceCo.com is not a lender, we do not make lending decisions. Please use short term credit responsibly. Must be 18 to apply.